
Emaar · The Valley · Escrow Account
Orania at The Valley Escrow Account
The Account That Held Every Instalment Until Emaar Earned It
The DLD-registered escrow account details for Emaar's Orania townhouse neighbourhood, read from the Dubai Land Department record for project 2409. Orania is finished and handed over, and this account is still how a buyer tests whether a payment request is genuine.
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Official Account Details
Orania at The Valley Escrow Account at a Glance
Every instalment paid toward a townhouse at Orania went into one project escrow account supervised by the Dubai Land Department, never into Emaar's general accounts. The registered details sit below, and my read is that they matter more now than they did mid-build: a finished, handed-over project is precisely when a convincing payment request turns up, because buyers stop expecting one. Copy the number, keep it, and measure everything that reaches you against it.
Masked for security. Tap Show to reveal the full number, or Copy to copy it directly. Last checked against Dubai REST after the 29 July 2025 inspection
Commercial Bank of Dubai (PSC)
2409
Finished
Emaar Properties
06 June 2022
22 September 2022
308
367
Where the Project Stands
Registration and Escrow Status
Orania was registered with the Dubai Land Department on 06 June 2022 under project number 2409, and the escrow account at Commercial Bank of Dubai was opened as a condition of that registration, before Emaar could take a dirham from a buyer. Construction started on 22 September 2022. For an end user that sequencing means a family deposit never sat in an unprotected account for a single day; for an investor it means the cash discipline behind this build was externally supervised from the first instalment to the last.
Looking for the month by month progress? Inspection results and milestone history live on the construction updates page.
Do It Yourself in 2 Minutes
Verify Orania at The Valley's Escrow Account Independently
Do not take this page's word for it, and do not take anyone else's either. The whole point of the escrow system is that you can check it yourself, in the government's own app:
Open Dubai REST
In the Dubai REST app, go to Services, then Project Status.
Find the Project
Search project number 2409 or "The Valley - Orania".
Match the Details
Open the Escrow Account panel and match the bank and account number against this page and your SPA before any transfer.
I verify these details against Dubai REST before publishing and after each new inspection. If anything on this page ever differs from what you see in the app, trust the app and tell me.
Before You Transfer
- Match the account number on your payment instruction to the Escrow Account panel in Dubai REST.
- Match the same number to the escrow details in your Sales and Purchase Agreement.
- Confirm the amount and the construction milestone it corresponds to.
- If anything differs, even by one digit, stop and message me before sending.
Your Money, Step by Step
How Orania at The Valley's Payment Plan Meets the Escrow Account
Orania sold on a launch schedule of record: a 10 percent down payment on 10 June 2022, 65 percent across six construction instalments, and a closing 25 percent on 31 December 2025 tied to 100 percent construction completion. Every one of those dates has passed, so this is the schedule of record rather than a plan on offer. What a payment table never shows is the part that did the protecting: Emaar could not draw those funds at will, because the bank released them only against progress recorded by Dubai Land Department inspections, the last of which is dated 29 July 2025.
Booking and SPA: 10%
The down payment entered account 1005*****1 once the unit was registered under Oqood. The 4 percent Dubai Land Department registration fee fell due at the same stage, and it does not go into the escrow account: it is a government fee paid to the department itself.
Construction Instalments: 65%
Six instalments between August 2022 and February 2025 accumulated in escrow and were released to Emaar only as each stage of works was recorded by DLD inspection. With the register closed at 100%, those releases are finished.
Closing Instalment: 25%
The final quarter fell due on 31 December 2025 against 100 percent construction completion. A retention portion stays behind in escrow after completion to cover defect rectification rather than being released with that payment.
The retention held in escrow after completion pairs with an independent handover snagging inspection: it gives the developer a financial reason to fix what your inspection finds.
Delivery History
Emaar Properties's Escrow Track Record in The Valley by Emaar
Orania's own file is closed, which makes the developer's wider record the more useful test for anyone buying here now. While Orania was being built, Emaar carried four other Dubai projects through the same escrow and inspection framework all the way to completed handover:
- Creek PalaceDelivered Mar 2026
- SeagateDelivered Sep 2025
- JuneDelivered Jun 2025
- BlissDelivered Nov 2024
Each of those ran on its own DLD-registered escrow account and was released against the same inspection milestones that governed project 2409. For an investor weighing whether a resale seller's completion story holds up, or an end user weighing how this developer behaves at the handover end of a project rather than the launch end, that record is far more concrete than anything printed in a brochure. Developer history and landmark projects are covered on the Emaar developer profile.
Insights
Project Insights for Orania at The Valley Buyers

You Are Here
This page: the Commercial Bank of Dubai account details, how to verify them, and where retention sits.

Orania at The Valley: 308-Townhouse Closing Build Record
Orania at The Valley, Emaar's 308-townhouse neighbourhood beside the Dubai to Al Ain Road, reached 100% on 29 July 2025.
Construction Updates
Orania at The Valley Golden Visa: 308 Townhouses Built
Orania at The Valley, 308 built Emaar townhouses on title deeds, qualifies at both the 3 and 4 bedroom typologies.
Golden Visa
Orania at The Valley Snagging, Room by Room Through a Valley Townhouse
Orania at The Valley is an Emaar neighbourhood of 308 G+1 townhouses, 236 with three bedrooms and 72 with four.
Snagging InspectionThe Project
Explore the Orania at The Valley Project
An escrow account protects payments toward one specific asset, and the asset is half the decision. The full Orania guide covers what those protected instalments bought: layouts, sizes, pricing, amenities, and the masterplan wrapped around them.

Orania at The Valley, Bold and Sleek Townhouse Clusters
Orania at The Valley is an Emaar neighbourhood of 308 townhouses laid out in six, eight and ten unit clusters.
View the Orania at The Valley Project GuideStructure
Explore The Valley by Emaar Structure
Orania's escrow account protected payments into one neighbourhood of a much larger masterplan. Reading the community around it, the phases beside it, and the developer behind all of them is how you judge what the protected money actually bought into.

The Valley by Emaar Properties for Sale
Browse townhouses and villas for sale in The Valley, comparing phases, prices and payment plans.
See The Valley by Emaar Properties for Sale
The Valley by Emaar: Nature-Inspired Villas and Townhouses on Dubai-Al Ain Road
Launched in 2019, The Valley has villa and townhouse clusters with a central Town Centre, Golden Beach and parks.
Explore the The Valley by Emaar Community
Emaar Properties: Burj Khalifa, Downtown Dubai and Twenty Master Communities
Emaar, founded in 1997, built Burj Khalifa and Downtown Dubai and has delivered over 85,000 homes across twenty master communities.
View the Emaar Properties Developer ProfileFAQs
Orania at The Valley Escrow Account Frequently Asked Questions
Commercial Bank of Dubai (PSC) holds the escrow account for Orania at The Valley, account number 1005*****1, shown in full in the Escrow Details section above. The account was opened under DLD project number 2409, which the Dubai Land Department registered on 06 June 2022, and the same bank is named as the trust account bank on the project's RERA inspection record.
The Dubai REST app lists the account under Services, then Project Status. Searching project number 2409 or "The Valley - Orania" opens the project record, and the Escrow Account panel inside it shows the bank name and account number that a payment instruction and a Sales and Purchase Agreement both have to match. The app is the authoritative source, and it is free to check.
The register lists project 2409 as Finished, so the construction release cycle that the account governed has run its course. It still matters as the reference point: any request to move money toward an Orania at The Valley unit can be measured against the registered bank and account number, and a retention portion of the escrow balance remains under Dubai Land Department supervision after completion rather than being released with the final construction payment.
The bank released funds to Emaar only against construction progress recorded by Dubai Land Department inspections of project 2409, not on the developer's own timetable. The final recorded reading was 100%, dated 29 July 2025, against a previous register reading of 95.11% that carries no date. The reading by reading record is tracked on the Orania at The Valley construction updates page.
No. Payments recorded against project 2409 belong in the DLD-registered escrow account 1005*****1 at Commercial Bank of Dubai (PSC), with the full number in the Escrow Details section above, exactly as written into the Sales and Purchase Agreement. A request to send funds to a personal account, an agent's account, or an alternative company account, particularly one offering a discount for paying directly, follows the standard pattern of payment diversion fraud however official the paperwork appears. Any such request can be checked against the escrow record in Dubai REST before anything is sent.
No. The 4 percent Dubai Land Department registration fee is a government fee paid to the department itself, so it sits outside the project escrow account entirely and is never released to the developer. Only the purchase instalments recorded against project 2409 pass through the escrow account at Commercial Bank of Dubai (PSC).
A retention portion of the escrow balance is held back rather than released with the final construction payment, and it stays under Dubai Land Department supervision through the defect liability period so there is money standing behind any rectification the developer owes. Documenting defects while that period is still open is covered on the Orania at The Valley snagging inspection page.
If the Dubai Land Department cancels a registered project, RERA takes control of the escrow account and buyer refunds are processed from the protected funds under department supervision. That is the reason for paying only into the registered account: money sent anywhere else sits outside the protection completely. Project 2409 reached a recorded 100% and is listed as Finished, so cancellation is not a live question here, but that mechanism is what made the earlier instalments safe. The wider framework is explained in the Dubai Land Department guide.
Yes. Orania at The Valley is a freehold project and ownership is open to all nationalities, with the title deed registered at the Dubai Land Department in the buyer's own name.
An off-plan instalment was paid into the project escrow account and released only against recorded construction progress. A resale of a completed Orania at The Valley townhouse is a transfer between a seller and a buyer, so the funds move through the Dubai Land Department transfer process at a registration trustee office rather than through the escrow account for project 2409. The protection in that case comes from the transfer procedure and the title registration, not from the escrow structure.

Your Advisor
Tohid Fetrat
Independent of the developer: I work for the buyer, and my only job on this page is making sure your money lands where the law protects it. Message or call me directly: you will always reach me personally, never a call center or sales team.
Ask your question, get your answer. No obligation and no follow-up unless you ask for it.