Oria at Dubai Creek Harbour Escrow Account

Emirates NBD Bank (P.J.S.C) holds the escrow account for Oria at Dubai Creek Harbour, account number 0205*****8504, shown in full in the Escrow Details section above. The account belongs to Dubai Land Department project number 2941, registered on 6 February 2024.

The plan is structured 10/80/10: 10 percent on booking, 80 percent across eight installments, and a closing 10 percent at 100 percent construction completion, estimated in the plan for July 2028. All of those payments are made into the project escrow account rather than to the developer, and the bank releases funds only against construction progress certified by Dubai Land Department inspections. Handover is expected in Q3 2028.

The inspection dated 29 July 2026 certified 71.1 percent completion, up from 60 percent at the previous inspection. Enabling, piling, foundation and structure works are recorded as complete, while internal works, the external envelope, MEP and external works are in progress. Inspection by inspection detail is tracked on the Oria at Dubai Creek Harbour construction updates page.

Escrow protection does not run on a calendar. If handover moves beyond Q3 2028, buyer funds remain in the escrow account and continue to be released only against certified construction progress. Escrow protects capital while the project completes; it does not itself pay compensation for a delay, and any compensation terms sit in the Sales and Purchase Agreement.

No. Every off-plan payment for Oria at Dubai Creek Harbour belongs in the registered escrow account 0205*****8504 at Emirates NBD, with the full number available in the Escrow Details section above, exactly as it is written into the Sales and Purchase Agreement. A request to route funds to a personal account, a brokerage account or a different company account, particularly one arriving with a discount attached for paying outside the escrow route, matches the standard pattern of payment diversion fraud regardless of how authentic the paperwork appears. Any instruction of that kind should be checked against the escrow account registered in Dubai REST and the details in the Sales and Purchase Agreement before funds are sent.

If the Dubai Land Department cancels a registered project, RERA takes control of the escrow account and buyer refunds are handled from the protected balance under Dubai Land Department supervision. Funds sent to any other account sit outside that protection entirely. With 71.1 percent certified as at 29 July 2026, Oria at Dubai Creek Harbour is well beyond the stage where cancellation is a realistic scenario, though the mechanism stays in place until completion. The framework behind it is set out in the Dubai Land Department guide.

The Dubai Land Department records Dubai Creek Harbour L.L.C, developer number 1224, as the registered developer of Oria at Dubai Creek Harbour, and the project is sold under the Emaar brand. Escrow paperwork and payment instructions therefore carry the Dubai Creek Harbour L.L.C name rather than the marketing name. The wider delivery record sits on the Emaar Properties developer profile.

Yes. Oria at Dubai Creek Harbour is a freehold project, open to buyers of all nationalities.

The property investment threshold for the 10-year Golden Visa is AED 2 million. One bedroom apartments at Oria at Dubai Creek Harbour start at AED 1.70 million (approx USD 463,000), which sits below that threshold, while two bedroom apartments from AED 2.70 million (approx USD 735,000) and three bedroom apartments from AED 3.70 million (approx USD 1.01 million) are above it. Qualifying layouts and the application requirements are covered in the Oria at Dubai Creek Harbour Golden Visa guide.