ARLO at Dubai Creek Harbour Escrow Account

Emirates Islamic Bank P.J.S.C. holds the escrow account for ARLO, account number 3538*****6205 (shown in full in the Escrow Details section above). The account is recorded in Dubai REST against DLD project number 3104, which was registered on 28 May 2024.

ARLO instalments are paid into the escrow account first. The bank releases funds to the developer only against construction stages certified by DLD inspections, so payments made ahead of the works remain in the account until further progress is certified. The final 10% of the launch payment schedule is linked to 100% construction completion, scheduled for October 2028.

The DLD inspection dated 3 June 2026 certified ARLO at 35.42 percent, up from 25.99 percent at the previous inspection. Escrow releases follow that certified figure rather than the payment calendar. The inspection history is tracked on the ARLO construction updates page.

No. The 4% DLD registration fee on an ARLO purchase is paid to the Dubai Land Department, not into the project escrow account. It falls due at the booking stage alongside the 10% down payment and is a registration cost, separate from the purchase price that the escrow account holds for construction.

Oqood is the Dubai Land Department's register for off-plan property. An ARLO unit is recorded on it after the booking and Sales and Purchase Agreement stage, which links the buyer to that unit within DLD project number 3104. Oqood records who holds the off-plan unit, while the escrow account holds the payments made toward it.

Yes, the escrow protection continues through any delay. Payments stay in the ARLO escrow account and are released only against certified progress, whatever the calendar says; the expected handover is Q4 2028. Escrow protects capital while the project is completed, but it does not compensate buyers for delays; delay terms sit in the Sales and Purchase Agreement.

No. Every off-plan payment for ARLO belongs in the DLD-registered escrow account 3538*****6205 at Emirates Islamic Bank (the full number is in the Escrow Details section above), matching the escrow details in the Sales and Purchase Agreement. A request to pay a personal account, an agent's account or a different company account, particularly one offering a discount for paying outside escrow, follows the standard pattern of payment fraud, however official the documents appear. Such a request is checked against the escrow account shown in Dubai REST and the Sales and Purchase Agreement before any money moves.

RERA takes control of the escrow account if a project is cancelled, and refunds to ARLO buyers would then be handled from the protected funds under the supervision of the Dubai Land Department. That protection reaches only money paid into the registered account, so payments sent anywhere else fall outside it. How DLD regulates off-plan escrow across the market is covered in the Dubai Land Department guide.

In the Dubai REST app, the Project Status service under Services returns ARLO under project number 3104 or the registered name Arlo. Its Escrow Account panel lists the bank as Emirates Islamic Bank P.J.S.C. together with the account number, which matches the number in the Escrow Details section above. The same record shows the project status, the registration date and the latest inspection reading.

ARLO is registered to Dubai Creek Harbour L.L.C (DLD developer number 1224) and marketed by Emaar Properties. Recent Emaar handovers include Creek Palace in Dubai Creek Harbour (March 2026), Seagate (September 2025), June (June 2025) and Bliss (November 2024). Emaar's brochure reports 108,000 residential units delivered and more than 25,500 under development as of 31 December 2023. The developer's wider history is covered on the Emaar developer profile.