
Emaar · The Valley · Escrow Account
EDEN at The Valley Escrow Account
The Trust Account Behind a Finished Emaar Villa Community
The DLD-registered escrow account recorded for EDEN at The Valley, read straight off the Dubai Land Department project register, so the bank and the account number on any payment instruction can be matched against the official record before money moves.
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Official Account Details
EDEN at The Valley Escrow Account at a Glance
Every dirham paid toward a villa at EDEN passed through one project trust account supervised by the Dubai Land Department rather than into the developer's general accounts. The community is finished and its register reading sits at 100 percent, so my read for anyone transacting here now is blunt: this account number has stopped being a construction safeguard and become a fraud test. It is the single line on a payment instruction an impostor has to fake, and the one line you can check yourself in about two minutes.
Masked for security. Tap Show to reveal the full number, or Copy to copy it directly. Last checked against Dubai REST after the 07 November 2023 inspection
Abu Dhabi Commercial Bank
2196
Finished
Emaar Properties
13 November 2019
09 March 2020
362
59
Where the Project Stands
Registration and Escrow Status
EDEN was registered with the Dubai Land Department on 13 November 2019 under project number 2196, and its trust account at Abu Dhabi Commercial Bank was opened as a condition of that registration, before Emaar could take a dirham from a buyer. That ordering is the whole design of the system, and it is worth stating plainly for both audiences reading this page: a family's deposit and an investor's staged capital were supervised from the first payment rather than from the first complaint.
Looking for the month by month progress? Inspection results and milestone history live on the construction updates page.
Do It Yourself in 2 Minutes
Verify EDEN at The Valley's Escrow Account Independently
Do not take this page's word for it, and do not take anyone else's either. The entire value of the escrow system is that the register is public and you can read it yourself:
Open Dubai REST
In the Dubai REST app, go to Services, then Project Status.
Find the Project
Search project number 2196 or the register name "The Valley - Eden".
Match the Details
Open the Escrow Account panel and match the bank and account number against this page and your SPA before every transfer.
Before You Transfer
Match the account number on your payment instruction to the Escrow Account panel in Dubai REST. Match the same number to the escrow details written into your Sales and Purchase Agreement. Confirm the amount and the stage of the purchase it corresponds to. If anything differs, even by one digit, stop and message me before sending.
I verify these details against Dubai REST before publishing and after each new inspection. If anything on this page ever differs from what you see in the app, trust the app and tell me.
Before You Transfer
- Match the account number on your payment instruction to the Escrow Account panel in Dubai REST.
- Match the same number to the escrow details in your Sales and Purchase Agreement.
- Confirm the amount and the construction milestone it corresponds to.
- If anything differs, even by one digit, stop and message me before sending.
Your Money, Step by Step
How EDEN at The Valley's Payment Plan Meets the Escrow Account
EDEN's initial release was sold on a 70/30 post-handover plan: 10 percent on booking with the 4% DLD registration fee alongside it, 60 percent during construction, and the remaining 30 percent spread over 30 months after handover. That is the launch schedule of record, the one the first buyers signed, and I set it out here as the history of the account rather than as a live offer: a ready villa bought today settles at transfer, and the terms on any remaining stock are confirmed with me at reservation. What a schedule never shows is the constraint underneath it: Emaar could not freely withdraw what sat in the trust account, because the bank released construction funds only as the Dubai Land Department recorded progress on site, through to the 100 percent reading at the inspection dated 07 November 2023.
Booking and SPA: 10%
At launch, a reservation and a signed Sales and Purchase Agreement put the buyer's 10 percent deposit into account 1143*****20002, with the unit recorded under Oqood at the Dubai Land Department. The 4% DLD registration fee was paid at the same moment but works differently: it goes to the Dubai Land Department itself rather than into the escrow account, so it never forms part of the protected balance.
Construction Instalments: 60%
The 60 percent paid during construction accumulated in the trust account and was released to Emaar only as the Dubai Land Department recorded each stage of works. The register reached 100 percent at the inspection dated 07 November 2023, with all building completion certificates received and the latest obtained on 25 April 2023, so this stage is closed and every release behind it was made against a recorded reading rather than a developer claim.
Post-Handover: 30%
The launch plan left the final 30 percent to be paid across 30 months after handover, on instalment dates fixed in each buyer's Sales and Purchase Agreement. A retention portion stays in the trust account after completion to cover defect repairs, and every one of those later instalments calls for the same discipline as the first: the account on the payment request is matched against Dubai REST and the agreement before anything is sent.
The retention held in escrow after completion pairs with an independent handover snagging inspection: it gives the developer a financial reason to fix what your inspection finds.
Delivery History
Emaar Properties's Escrow Track Record in The Valley by Emaar
None of the sources behind this page records a dated Emaar handover inside The Valley, so I will not manufacture one to make a neighbourhood argument. The honest comparison is the developer's wider Dubai record on the same escrow and inspection framework, and this is where I steer clients past the brochure and into what was actually completed:
- Creek PalaceDelivered Mar 2026
- SeagateDelivered Sep 2025
- JuneDelivered Jun 2025
- BlissDelivered Nov 2024
Each of those ran on its own DLD-registered escrow account and reached completed handover under the same inspection regime that governed EDEN. Read next to EDEN's own Finished status on the register, that record answers the question an end user and an investor ask in different words: does this developer get people into their homes and release the asset the money was protecting.
Insights
Project Insights for EDEN at The Valley Buyers

You Are Here
This page: the Abu Dhabi Commercial Bank escrow details, the verification steps, and how EDEN payments stay protected.

EDEN at The Valley: 362 Attached Villas Closed Record
EDEN at The Valley, Emaar's 362 attached villas on plot 59, read 100% at the 07 November 2023 inspection.
Construction Updates
EDEN at The Valley Golden Visa Through One Finished Villa
EDEN at The Valley, Emaar's 362-villa community now Finished on the register, qualifies at both its 3 and 4 bedroom villas.
Golden Visa
EDEN at The Valley Snagging: Spruce, May Bell and Iris Villas
EDEN at The Valley is Emaar Properties' first villa community inside The Valley, 362 attached villas of three and four bedrooms.
Snagging InspectionThe Project
Explore the EDEN at The Valley Project
An account protects payments toward a specific asset, and the quality of that asset is half of any purchase argument. The full EDEN guide covers what the protected money bought: the villa layouts, the pricing, the architectural collections, and the masterplan that surrounds them.

EDEN at The Valley, Spruce, May Bell and Iris Style Villas
EDEN at The Valley is an Emaar community of 362 villas built ground plus one, beside The Pavilion.
View the EDEN at The Valley Project GuideStructure
Explore The Valley by Emaar Structure
EDEN's escrow account protected payments into one cluster of a far larger masterplan. Reading the community around it, the phases that came after it, and the developer behind all of them is how anyone judges what the protected money actually bought into.

The Valley by Emaar Properties for Sale
Browse townhouses and villas for sale in The Valley, comparing phases, prices and payment plans.
See The Valley by Emaar Properties for Sale
The Valley by Emaar: Nature-Inspired Villas and Townhouses on Dubai-Al Ain Road
Launched in 2019, The Valley has villa and townhouse clusters with a central Town Centre, Golden Beach and parks.
Explore the The Valley by Emaar Community
Emaar Properties: Burj Khalifa, Downtown Dubai and Twenty Master Communities
Emaar, founded in 1997, built Burj Khalifa and Downtown Dubai and has delivered over 85,000 homes across twenty master communities.
View the Emaar Properties Developer ProfileFAQs
EDEN at The Valley Escrow Account Frequently Asked Questions
Abu Dhabi Commercial Bank holds the escrow account for EDEN at The Valley, account number 1143*****20002 (shown in full in the Escrow Details section above), recorded against DLD project number 2196 on the Dubai Land Department project register.
The escrow account exists for project construction payments, and EDEN at The Valley is recorded as Finished on the Dubai Land Department project register, with a reading of 100 percent at the inspection dated 07 November 2023. Under the payment plan EDEN at The Valley launched with, initial-release buyers paid 10 percent on booking and 60 percent during construction into that account, with the remaining 30 percent scheduled over 30 months after handover on dates set in each Sales and Purchase Agreement. A ready villa bought today completes at transfer instead, with terms on remaining stock confirmed at reservation: the funds are exchanged at a Dubai Land Department registration trustee office when the title deed is issued. Any instalment still owed under an original off-plan contract belongs in the registered escrow account and nowhere else.
Buyer instalments accumulated in the Abu Dhabi Commercial Bank trust account and were released to the developer only as the Dubai Land Department recorded construction progress at EDEN at The Valley. The project register reached 100 percent at the inspection dated 07 November 2023, against 96.26 percent at the previous reading, which the register carries without a date. The recorded progress history is set out on the EDEN at The Valley construction updates page.
No. Every project payment for EDEN at The Valley belongs in the DLD-registered escrow account 1143*****20002 at Abu Dhabi Commercial Bank (the full number sits in the Escrow Details section above), exactly as recorded in the Sales and Purchase Agreement. A request to send funds to a personal account, an agent's account or an alternative company account, particularly one paired with a discount for paying directly, is the standard pattern of payment diversion fraud however official the paperwork looks. Any such request should be checked against the escrow account registered in Dubai REST and against the details in the Sales and Purchase Agreement before any funds are sent.
No. The 4 percent DLD registration fee is paid to the Dubai Land Department itself, so it never enters the escrow account, forms no part of the protected balance, and is never released against construction progress. On an EDEN at The Valley purchase it sits alongside registration trustee and title deed charges as a transaction cost carried by the buyer. How the Dubai Land Department regulates registration and protects buyers is explained in the Dubai Land Department guide.
Oqood is the Dubai Land Department's interim registration for a unit sold before completion: it records the buyer against that unit while the project is being built, and a unit at EDEN at The Valley entered it at the Sales and Purchase Agreement stage. Once the development is complete the Oqood entry converts to a title deed issued in the buyer's name at a Dubai Land Department registration trustee office. EDEN at The Valley is freehold and open to all nationalities, so that title is held outright rather than on a lease.
Escrow protects capital, not the calendar. Funds stay in the registered account and are released only against progress recorded by the Dubai Land Department however a schedule moves, but the escrow account itself pays no compensation for a delay; those terms sit in the Sales and Purchase Agreement. At EDEN at The Valley the registered completion date of 03 June 2023 lapsed before the inspection of 07 November 2023 recorded 100 percent on the project register, and Emaar records the handover state as Ready.
The Dubai REST app publishes the registered escrow account for every project registered with the Dubai Land Department. Opening Services, then Project Status, and searching project number 2196 or the register name The Valley - Eden brings up the project record, and its Escrow Account panel shows the bank and the account number. Matching that panel against the Sales and Purchase Agreement and against any payment instruction received is the check that catches a diverted payment before the money leaves the account.
EDEN at The Valley itself is recorded as Finished on the Dubai Land Department project register, with building completion certificates received and the latest obtained on 25 April 2023. Across Dubai, Emaar has taken further projects through the same escrow and inspection framework to completed handover, including Creek Palace in March 2026, Seagate in September 2025, June in June 2025 and Bliss in November 2024. The wider delivery history and landmark projects are covered on the Emaar developer profile.

Your Advisor
Tohid Fetrat
Independent of the developer: I work for the buyer, and my only job on this page is making sure your money lands where the law protects it. Message or call me directly: you will always reach me personally, never a call center or sales team.
Ask your question, get your answer. No obligation and no follow-up unless you ask for it.