Kaia at The Valley Escrow Account

Abu Dhabi Commercial Bank holds the escrow account for Kaia at The Valley, account number 1065*****20051 (shown in full in the Escrow Details section above), opened under DLD project number 3405 when the project was registered in November 2024.

Kaia at The Valley follows an 80/20 construction-linked plan: 10 percent at booking, seven instalments of 10 percent between March 2025 and October 2027, and 20 percent at 100 percent construction completion in July 2028. Every one of those payments is made into the project escrow account, and the bank releases funds to Emaar only against construction stages certified by DLD inspections. The 4 percent DLD registration fee is paid separately to the Land Department and does not enter the escrow account.

The DLD inspection dated 9 June 2026 certified 19.13 percent completion, up from 7.09 percent at the previous inspection. Enabling, piling, foundation and structural works are in progress across the cluster. Inspection by inspection detail is tracked on the Kaia construction updates page.

Emaar Development P.J.S.C., developer number 1211, is the entity that registers and builds the group's Dubai off-plan projects, while marketing material commonly uses the Emaar Properties brand name. Kaia at The Valley appears under the registered entity in Dubai Land Department records and in the RERA inspection reports, so a difference between the brand name and the registered name is expected rather than a sign of an irregularity.

The protection continues regardless of the calendar. Funds remain in the escrow account and are released only against certified construction progress, so a slower build means slower releases rather than lost protection. Escrow safeguards the capital while the project completes; it does not itself compensate for delays, and those terms sit in the Sales and Purchase Agreement.

No. Every off-plan payment for Kaia at The Valley must go into the DLD-registered escrow account 1065*****20051 at Abu Dhabi Commercial Bank (the full number sits in the Escrow Details section above), exactly as recorded in the Sales and Purchase Agreement. Any request to send funds to a personal account, an agent's account, or an alternative company account, especially one paired with a discount for paying directly, is the classic pattern of payment fraud, no matter how official the paperwork looks. Any such request should be checked against the escrow account registered in Dubai REST and the details in the Sales and Purchase Agreement before any funds are sent.

If the Dubai Land Department cancels a registered project, RERA takes control of the escrow account and buyer refunds are processed from the protected funds under DLD supervision. This is why paying only into the registered account matters: money sent anywhere else sits outside that protection and outside the refund mechanism. The wider framework is explained in the Dubai Land Department guide.

Yes, Kaia at The Valley is a freehold project, open to all nationalities.

Kaia at The Valley townhouses start from AED 2.72 million (approx USD 741,000), which is above the AED 2 million property investment threshold for the 10-year Golden Visa, so both the 3 and 4 bedroom tiers clear it. The full requirements and application timing are covered in the Kaia Golden Visa guide.